Health Insurance.

Charlotte C. Martin Insurance doesn’t just provide options for affordable health insurance plans — we’re a one-stop shop for overall health. Our available product offerings through the nation’s top carriers encompass coverage and discounts for labs, pharmacies, primary care physician offices, radiology, and extended-hours care centers (urgent care). We are attentive to every detail when it comes to your insurance, health, and wellness needs, and we aim to provide service you can count on.

Health insurance provides financial protection in case you have a serious accident or illness.  For example, a broken leg can cost up to $7,500.  Health coverage can help protect you from high, unexpected costs.

What Options do I Have?

Health coverage helps protect you and your family from unexpected medical expenses. When you’re covered, it’s easier to get the regular checkups, cleanings and preventive care that keep your smile healthy.

  • Comprehensive Coverage

    When it comes to your health, you need a plan that’s right for you and your family. We have plans designed to fit a wide variety of budgets.

  • Preventative Care

    Most medical plans include coverage and discounts for labs, pharmacies, primary care physician offices, radiology, and extended-hours care centers (urgent care).

  • Network Access

    Belong to a network of doctors who have access to a variety of tools and resources needed to make delivering quality healthcare easy.

  • Marketplace Coverage

    With Marketplace coverage, you’ll get access to preventive services – like shots and screening tests – at no cost to you.  Getting recommended preventive services is a key step to good health and well-being.  When you apply for insurance using the Health Insurance Marketplace, you’ll find out if you qualify for savings that can make insurance less expensive.

  • Preferred Provider Organizations (PPO)

    Preferred provider organizations (PPOs) offer lower co-payments like HMOs but give you more flexibility in selecting a provider.

    Health Maintenance Organizations (HMO)

    Health maintenance organizations (HMOs) offer lower co-payments and cover the costs of more preventive care, but your choice of health care providers is limited to those who are part of the plan.

    Traditional Fee-for-Service Health Insurance Plans

    Traditional fee-for-service health insurance plans are usually the most expensive choice, but they offer you the most flexibility in choosing health care providers.